The University of Michigan, an encyclopedic survey ... Wilfred B. Shaw, editor.
University of Michigan.
Health Insurance

Health insurance coverage is optional for University Page  42employees. Most exercise the option, as the greater part of the premiums are covered by the University.

In 1939 Blue Cross coverages were offered to the full-time staff and retirees. In 1940 Blue Shield coverages were added.

Major medical insurance coverages began in July of 1960 for faculty and certain other staff members. In December of 1973 coverage was extended to all regular employees and retirees. Teachers Insurance and Annuity Association (TIAA) are the insurors.

The University began its participation in premium payments for health insurance in July of 1963. In January of 1973 the University began paying total premium cost for retirees and spouses of deceased employees. As costs increased over the years, the University has raised its payment share of the monthly premium for active staff, and at June 30, 1977, it was paying up to $65 per month per employee, or about 83 percent of the total premium.

Comprehensive periodic physical examinations were made available free of charge to faculty and certain administrative staff in 1956. In September 1963 the examination frequency was changed to include a one-stop birthday examination annually, and a more complete examination every five years.

In 1976 the University began a program of contributing $6.70 per month for Medicare "B" premiums for those applicable employees and retirees.