A survey of the educational system of the Philippine islands by the Board of educational survey, created under acts 3162 and 3196 of the Philippine Legislature.

BOARD OF EDUCATIONAL SURVEY REPORT 103

Moreover, at times there is a lack of adjustment of school instruction
and also of industrial and agricultural procedure to the actual life of
the people.
Though differing in kind the industrial arts of the Mountain people
are of the same general character as those of the Moros. The same
may be said of agricultural activities and needs. Prolonged attempts
should be made through the schools to build upon and to improve these
traditional activities. This can only be done through long continued
study, through experimentations, and patient effort. It cannot be carried out with frequent change of officials in charge.
TEACHER RETIREMENT PENSION SYSTEM
A system of retiring pensions or allowances is important as a means
of maintaining the morale of the teaching staff, as a method of holding
teachers in the service; as a form of reward or economic compensation;
and as a principle of social justice. Its immediate practical relation to
a school system, however, is financial. The payments required of the
teacher constitute the only incidents of the system, of which for many
years he is aware. Furthermore if the system of pension is not financially sound, none of the advantages enumerated 'above actually occur.
The Philippine Legislature enacted a pension law, No. 3050, approved in 1922, which is most generous in its intent and in its terms.
As a substitute for an analysis and discussion of this law, we will
quote from the last annual report of Doctor Pritchett, President of the
Carnegie Foundation. It is sufficient to say that the Carnegie Foundation has had a more extended experience in this field than has any
other organization and has given more careful study to the subject:
The Fifth Philippine Legislature has enacted a pension system for the teachers in
the Islands, which while on a contributory basis, is actuarially unsound. The system
is to be administered by a Pension and Investment Board consisting of the Secretary
of Public Instruction, the Director of Education, the Insular Treasurer, the Insular
Auditor, and three members, of whom two must be teachers, appointed by the GovernorGeneral. Teachers are required to contribute 3 per cent of their monthly salaries,
which will be duplicated, but not assigned to individual accounts, by the Government.
The funds are to be supplemented by moneys "resulting from fines, leaves of absence
without pay, unfilled positions, and other salary savings for positions the holders of
which are or will be entitled to the provisions of this Act, and with donations, gifts,
legacies, or bequests of individuals, corporations, or organizations." Teachers may
retire at any time after twenty years of service without an age qualification on pensions
rising, by one-tenth every three years from four-tenths of average salary during the
last three years of service up to eight-tenths of this average after thirty-two or more
years of service. A maximum pension of P4,000 is established. Disability allowances
will be granted after fifteen years of service on the ground of unfitness certified by the
Director of Education and a Government health officer the allowance is to consist of an
annuity of two-tenths of computed average salary. Medical reexamination are to be
made twice each year, and by a curious provision such allowances are limited to ten