Standard atlas of Antrim County, Michigan : including a plat book of the villages, cities and townships of the county...patrons directory, reference business directory and departments devoted to general information / compiled and published by Geo. A. Ogle & Co.

I I_
r GENERAL INFORMATH*~ bN BANKING AND BUSINES% METHODS.
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Anefter.oma ateee nimittag -Ab vadesement Is te teebie the
Vo7es (when Itto made peyt, eb to be eorder) toe treaesferhis title ito the
Iestcueeeeewitlamet b~eoming i 'No for itapeymentt, anid maektingthe
partitoho it eetttistransferred eassume ali. respoietibtitty cucrntg pet,.
mment. Teedo thlt theeetttiser wretee the wordst "Withoutt Recourse"oer
blat inaue,eewehich hit the effeetof, relinquisihing hi. title withtthot wak.
Ingbhim tebte to the holder Inetee the peytefeilitti itk t, ip
heetherttiethod of liltlitiig he endoryemeettJ letittke It cttttitt..et.e
gooedlflustration if hehih Latihe fohtewing: "Pity to thit Si-e~ or ttder
upon his deilerting ito thet'tert Mtti...Iit ittit.iceitty tied it lotti,
block l. til.," hiltow which the endotrt-plucee hi. tigi.teuit. -H.e tit.tet
tae kttipayable ito "A. B. ioily,"o teIn iquivleetet -tdi, it wihith tse, "A.
EL"eeaeeot enidtrse Itiover.
lefact,th.edotteeeehee the piteerto It-it hi. aid se~eitt h.tee
fit ted eitherito eetee. erttnteaetehi. liebtilty,.etih tt tithetr -weiving 0
tteeof deteeett eeaeitg hi.teitdotemet t it 'getittt itittpetied1 guititety
ef pay~ment " ite l futuieeholder., etc., bitt hi ti....ett, by hit etdoteeetiti.
either Ieecretee erlesene the liehbility ef ety tihey endttere on the
Aneieedoeeeee eeatatode Isentitiled ito Immediate notite ie!ee the peyte
fellete par It. This sthtbeitae It ettety ail if the T-T~ittd Stites, et it hit
beee&roetttof theteI- tieithenttite ttttyyiyea. A fete moidieicteiott,
bewever. ef the geteret 'lew mercyheantt".. eehu iide hy iutitute it teter.of theStates. relatieg ito egeetiblebe pitpie, it thiigueg the ettityteyt
tehtyhbyreender-ingheis otrateeatbttolu eete enta f t.ttititt.It, mtttitg
notieeeneeeeeeteeytunless he litifeyt dietege thyrttghewattitflIt,itryeqtir.
tegejedgeetetitDhi iytrtyey'yeeedbhefty~h, he..beheid. Iitthe ebtete,
hoevere,eofstetutiyypryItititit itf thie bitt, etd they onily etiet it e fewe ef
theStatese, Itemeyibe.tit thedt tohotidendor-re they muitti bive pettyt
nettceeofeet-peytteit,eanttt mity be satidito bee. gvnierl ruetietfhe liw
mterchant" thet eli pirtitt it niegtttbuit ypper as, itdtc-tt weho aeye,,titleditotnotuce ree ditihtbedgq bye-.tiofttetiee. Thtedemtitt.ttIeeend
peeteetettet betiadetettditg t theitestiftihe piaee tehieee peybie.
The termt Pl'tfse t ityappitdito ithe ofitiat ict by itn.titteited pertte
(usuaelly. Notity Pitblic), -ih.e-by he effitit it it ftortl ory preetribed
mann~ier In writtg thatteeiyrtainbill, detft,tchiibir thittieigotiible ppyer
hes beet presetentet fite e-tte -e itr ptyttett, e the ieee mteyhi, ead
been etefuttit. Thit, itit theettitie if the "Prtettu," wehich enteith sent to
eli endorsert and perties ito the peper Is ito eotify, themt *ff-iatlyeof Its,GUARANTY.
~ eGUARANTOR" ittine whoIsi boudtitti e-ther io ttyhe fetlilmeei efea
Pproitelee,.rfnteegigeemititi,etd.byitthirdpait y. Thltkindtttfitiyatittt.eeytt-mot. Aitittdlugtotthe"ttuttitiffrititd.titm.tittiiiitit'ttee. eitd u... ttleeN~ isrut thtiutiititiitterie -.ttbeitetitideyitientot
etppirteit. At.iteltietie..t egteetibli,.it.it, ithe tfreteid bythe iyeitfaeeaetifIt hedtbe.gityenitt hlimbyitheigtite nt-tt but tbihtdeeetdeiupon
the wordting, itt, tif t eotainiitt alI the ithirteutiettitit itt e otte, payeble ito
order ore beareer, it will beheldnigotiitble. A ciitieit tf gtireitiytteuto-.tredi stteictly, ant, It the liability ti the pelnitelyt be mtietieltly pareediby
the.ectiof the piety gitititnteed, weibtitit the iottettt otf the gtti.tyeti, the
giuieiitor it dititharegi. The guireittie It alsti titithitget if the liebility
or bligittti. it retiewit, or ecitettet by i.- tr otihirtiti, ithet hIt,
-rietItgeutew~tih-oit-eii. uithtiti.iteob.tebi.ittrpotedttrteieeiy
yee.e,eehueh we etteeedeforte.u ye.e emore weithouti ithigegif t 1itieet,
thec.it. eldhtidhittihitrigi-itttre~i..etuettitttthihiitfiet-etheeftteee.
The gitiytitiy tttbeeiti.f-edeteethttttb teiogitelidbttetitt,e..I.
thee...iiitbeittttugeitretytfoethitdebttiiteuie A Agititoitttwhtpeye
the teht itt the peititipel it ettitlet it tdttind fritm the credtitor ill the
bitti bitt10, trif tituiiniote rbttttyhiithtdeitireethetdebt; ett,te
io tatie.,the iteetdityr itenttt till bitt uptit the gteentotr ittiliheihas
col tte t.titch it ptt..elhero ytt hete tuty ndt t ithiutited legael
-eeditti tgtIiti the pyintipiti. If the detib r tyibigatitin be first iteurted
ettdtitetpleitd bettrei the guiatitty isgiten, thereemuittbeanewitconsieder.
etlit, the gutitenty it voit.
A gitireuty it.ti hbtitdig tltet. the g'iteeetorhetenotiteiofItstaccept,
onetebitithe i.- preenttttihisteteeptaneteehebethe offer tf gterityeand
eiteeofttttpietyiteewhtm iti tutuv, titheas teliietyytf gtttet exendittg
eyetit tre ti-.ttite..... But it tffy it giuirteee e futtitt tpyitelti toes
eottbiidttihitffteietti... h.ehi. tuthtt.tiitet the titteptittiteet wtillefforethtittreeietttbiepprt ettytttmaebehi-t-Itf -le,. Atyieitttr mey gee
hittdebtte time Itndtigeit ie tityiteemtoittio weithiutt tditcheging the
geuaeeitte,ttniess it thotiti bite thi effti itt prejuittithi the tinteretst if
theitite.titt, Ittwhithitthe twttldbe teteaede. Get..cealyi.g-rteteiit
emay, ateity timie, payet ebteitteto, it tite., hitve ithe right ito proceed
egelnteithtiebiter. Where there hit beet tiiliteeet the peettofihe preleipitleidtthe guaranetorI itibet it, be etitthvet reasotnable ttite-ittd
oighe I, deemedi reittiteble it it preentiteihe guaretoritfeomi ettfeerin
frtmtthettiely.
ItIs,hteit &ycaeie,tdifilulttotttey-ittiup.ittlt-setstheiqietittiiof
tegel iieblility-eehethie the prt-is. itt tie ito pity forygoodst teivered ito
Itieedent tbeiinteititg;t it pettitieito pity the tebitt eriteaetty the
proeiittof him tttehttttheigotteeeretelliveret, inehitheetse iteimitt be
ine wrutihg. The qitet titit getetetly trettieet Ittelf lit, tis:i Tt ho tedid
theseleriigiveiantteeeitthteitit to ite, tyeitt? Thui, it qteetiontof
fectanetnttuoftiew. If hthtitiok.if..iiityioit thet he therget them ito
the pertyitothiem he delierepetihe-t, Itii eleeetteepysitihiiftehieetoihtld
thetothierprty ftrIt, butitf.the otherihandhtttisshowe thet he teitretd
the giidit.ittiegtstitittheipitrty -h.- itl e titiedto iholt, bitt tell,.,
eretthe-to...utther pityttaidlittt htownttihhit bobt,ltit.nt egirdetd
eeeagteeratty,hbutitt tritiel ir telliterti prtemise,iitte-Idttetke the
petty litble. it gteerl, e gtteetittef it hiti, ttitthtiltoi
ittite as shettteee bbeltOeettiet..n beee t~ee hewatitef
ntite, hit tefeense..eiut h beete Rhotethet It hty eithhiit
etdtihethe suferedetthereby. Thte-i e. t-eytetlffereneteitthe iff-tittf
ageitretty itt the "pitymeete," o ettihe i101etiieeiitteaebt. In thi-fliet
ieee, thetceetitreeeitltoktb the guteetur teeany timte;tIn thelatert tihe
tredtiteee-.teheh.ite hit teget re-adeles tieetolletingiti.
ACCOMMODATION PAPER..dute the drttie, ptyee ty holdter. Be it bit..t ito ii other parit esjute
at.ttmplitely asifithiei....eiyetgtit ttt.iertteiiiu, fty,jif tbtie -ettthe
itontiup weit tfttitsideeititt tee defenteit igittet eey hilter fee
vaelue. Bitt he isettt bhitedethi piety whe-hieehthits ecomdtesetee, nt
mater howbtethe iestrteteettlay hi teiawe.
/DEAeeFTI/CA TION.
"-ttEmeereaetofhiei.-'~igittpirteyte-.kiti himk beeto t baerteeee
riet teith tiet Utbitty ont tie pirteof ithe piety teho ithus peefortit Iti,
treqitetlyttbkedt itdeittity eitditmikebkiiw'tiitheit ttwntb~eye, strtttg
es..m-i~trteutteiti Ii iii ith, it ititteittiy, bit tonly btettuti the
bhnerte -ei-t tyti thi hoety ted hitiegyity tf hit ntittt-i, ktuewitg thet
it. impryery peeson weould,ttbe intiiduteet, for lte ette if thie bitt the
beet te..etei ii the ritk. dieneraily peputing, h.-eiteel, It it. ti.tte
Itetyteble yule teith betteys, it It shouldl hi, to require their cutittiere ito
etiendorse teedftee orehecks whbich eye hoeteed itt the streanger. Intihis
oeetbe adoreri biueteoe pereoeetiytleiabe itohe benk It tiy eotr elf the
&noe or ehebeke proeeeteeieece..Ae~ee~te~ee1tb1le.1tettt-eede by peruettwthe tee askhed So
SdM0Ife4taeer*isto nereyItt4ftatet thet they ktew the perty toe he the

payee et-aetdIntbbeefttkeithet thesigeatetre of the patt,..tepeertyAeaee
rcit. Thistit. ttety writuing the -oete tigethyitu0 IC. tttterthe pertt't
eaeeeeedttigien t.btti hit the efT-teeof gueyrltteeigtbit the peetyta
itmee teeiittetittAthet it ihitp-petee ign.ttiee etLaaesuot gete
thatitheie it e orreeteu,i-d thie -tiy ltebilttiyaseeedltothite he wllt
pey the.tetuutitti itiethesetgtit.retpriteeeft~eeiy. tenyhetitehewevei,tewillentte-eept pspieeetiid this Wey titJustly it, tie It tbeeewe
upion the- thi buryden f the ritk.
RECEIPTS AND RELEASES.
Netbkeeeledge-ei ihet it im it etitey h..tbie, etidt It reteipti A
— eutiptehtitheeiti 'iifiii'thetghtd-tttttdtitbe ti.gi-ideui!ttt
byttieitt.ltegllyetihte.Iftihe piety tigninug it eti tht-eet error
-iesutie,,~ittetiwi te dttbd inhi.ef-ty Rteetiptiteet.teyweiiihi
hiideep- ueieiittii.id the purtyttttding it t.titabide thie -eitt
efeith eieiitt-the petit tie, if the ieee btitg tt adminisiter trict
jusetice. A eeeeipte ityhbe ufiffeeentitgreettttf..Itei~ttilued theewoed
"Peid"r e"Ptecetied Ptytteit leeitte it it bitt. A " eletseg it t.Implya
foeetef eeeipt, butleetmoetbiedlitg ityot theetepu.rtietetueb- te, tifproy'
eeiy drytne,,itrdeeeit,tforeee.idttertio.,it tietetetplettedefene et ety
atithe baeed it the debitsie elelimt.et ye..itd. Bup~ie, eeliese.ediffiefrom
reetipyt. Aregliet. te le the eitite itt iteeititen ettritt utd theirefoe
ieii~tthietuetetlled tie iietrei2ttltd by etidiene, unltettt. thi petted eof
fetud. l3ttItfItitwordseeye tatbigieter ueeay h-ttilhietf itwotormotee
meaneinge teltente isyteetetivbe it deiteemite the metetiti.
INFANTS AND MINORS.
7THE Inhepacity of.person eetobae. vllteid.-Wt mayarise from evertee
ettuses, etd the feettto heiltgt Ititet, ite mtut-, it one tf thiem. The
geneeeel -ietifIttemay be tatediebeinglthitlthie otrtetettftt.infiet or
etueer le..t eiteiye tit, bet te eIdttbtu, itt it etiy..eet pectial eiteythuit etetid, gitvig teidity it their c-tteetit tif iueitte By beieg
veldtbii, bit not voidttthiemselvis, -eteethibe the infitiehiithueright to
diteetew ted itiitit the tenteegt, tither befteetr withbin a ruteasitble timee
eft~erh.erteeheehi.emajority. H.eeiytdithiehby werdt-!y, bittae-.ey
eetknleetidgmiittthat the detebistst Ie not ienough, eitd it etutt hi eebE Bll tree e fete -euitutlh~ed ledeipotaitt rulee ef iee govuertingthe
mtttieetftaeinteit.dlgeitey,tewuhicheecy b.itete.-a estheittdttdesteed thoroutghly. Thi eeettee itt prtuntipd itt egeiti Iltitee thut the
picpalelpatutebyitnditheeugbthii itt. A periteipyliiretptyiblettfrethe
eeit.of the iget onlyi-be.u it bti ettittiy givege ful utitbirity it it,
tgenti,ier-he. bebh..by hit.eteti,terhti.att,t-bith,eiieederpieetitited
the pierson wlibthiwho th ageitt tetlt ito belliee himt eitthed tIth thie
eutihority. Thiselupitpttttwhich iintitttteye thtrtughlyeinieritod, but
itieteell-tettletdpei.tipletefit.t. Terere teetotitteettsei t-geiereI
tidep..i!iti. Agteige-r -ittleet tithered it eepeeeetthiepeincipei
iteali hit btei~e.e, ite it iii hit buinesst ef e yarteieuler PItt, tnd hit
pwer ieltti-itetby theiititl eiyupe dthettttier fithe bueiteeehe te
eetpoeteied t tteiiti. lf heIstgiten ott esthi gitet-le-Igentithe principelit. boutt, ieee if lth gegntt lttasend.t hie atutitl authority, buetdoet
notigebeyoudithe.it.ieur1 anitttul sepeof the bittite..
ith the hebd, tespeciail gegit lete -tithri-ditud di oniy tepeetlie ethig, teea fit speciiedtihiegeepr t epeiftid Giet tf tetet. If tisespecial
egeeit eiteidebtei.thoeity, Iteeiy bie titedeaseiieilmtt ty~aitelehe eel,
thetithe peiteipa ii.i.t btud, becuset the piety dueategtwith theeageet,
met intiqtire firhimelfetdeittthi.eowneperili, itttheieit.it taed liitstt of
the aetiheity gei'.ti the, egeit. tsepielly ito tile the ieee there, thee
petty bie, iteitthe egent bed hien trteet engaged it attettitig ito peetetieup itid tipuetied liii o work connueethd wilth thf beetinessf the priteutpel. Thuepiety, hwe-rte, le.itthitd byety ep.,i.ltle..eeetieeottli.,tutnmti.tetegetly bythe peiteipelofwthie hhebettttteesoeebletteaety
meteeetf heeitg iotite. The aitihoeitytea eagentiteyh begieiby the
peintipeliby teeithig orturetly, oremey hi Replied fe-te cerytain ctt. Thee
If aepersoetpulyt. tie gooids til the uesttdy if enthtter thee, beeteec It Ie
teeseileechgitde, be eilhtel~eitthiebwle woelildito beieive thee thie p~ereo
he. themt ftp -ut; atd any pertoe beytingthee htnestly, I. tit belief,
woeuldhildthibem. Ifoeu uoitnegtheteiothierhdtegidtehiegentitee
notidiseatow theeiuthoietyeeeesoot it heecievetiently eit, hit iIt by end
peeeitstepeeeoeito gttoean edteti with the sutppoeed egent, ie lose tan tip.
peetunity ofintemnuifyuingblemeelf, this Iseanadoptioun tid confiieeetit of
the auteef the iteetit
A 4eitegttIsthiuntd by the tst if it egeent eveti eliter theeiee-tten
cifhis egenei, If euch revoiietieieha.eutt beeeemaeed peehit ee it uttketwn
itotheepateytdetineg with the agent. dii egeit etniguieraliy hi belt peesonally liaeble If hetiensendteiihie authoriuty; bit thie it nottihe taee If the
peceyteith wehome he dealitikew ithatthe ituethoeity wteteteteegeeed.
ORIGIN AND N/SrTORY OF NME/NO.
IN generalbanketity hiet sitdh to e edth lintitutitn, ur dealer. lee re~dut.
'JohneJay texionee. sold thatttiethe exh-eeutithieemoderniorld are barter.iftutid by tte itdireet egee yet thu reidit tyttie, ted beeke ted
bankerstaeetheeieehtheey it -hie.tihis it doue.t Metallitc eetey ted Its
represeeetetti,,thutiretitttunotei r,eeiy theeemtll ehanetiutf "Teedi'
templtyed I, the euttlemiut oft bilneeteenti seetl pethiteit ant patymiette.
Thit feetle.llistrtedit bythiioperationsetf thu Niew Yuirk tlirtg htuee.
Tht exchetgee bite beet about itdtitD eetilite it dollte. tueing itte past
lhhiry~eert ebteethuba.-eieeueidi lu littehei tigeeteheuit t6tit
etithih Veneitettaniy iheeguer -hidisplayed ituiewirteit anedemtneys,eetlxwtreeit..3ud~tbe etipyledthiteeei.ieedteeeheteg. tciettiegitthe
BittttftVuttuewhich -asittittid I, 1172itid tee, bhedetupeneeftiecd
tuitet, the govuernentititd. ~tdetpeitedittteeoul bue ttenf~epredtt
uithert.t..the boikteitthe hett~ it theypluettee ef the oweeti, bit tehy ctelt
lee. very eiilarteette itt thu peseiet dey. Thue Btn it Venlci -teen
etinnedtitit 177t1.i14i1, the Biaiktit it-ett tea tireeed. Alt c eio
ee-,-hearlier th.. this, tht Jewtih e.ettytiielert hidttveittee hettaee
kiteetee "foreign bilitof exchaige,"bitItltIs eidtthet thiebanku wastthe
tetst itetittitit thiti -.dt it b.aleiteeeetegotiuuitingett hiidliitg theee
Th.eBitikiofitiieitet,,ten udpeitrteitnitld407ttitiieregittitiieeeeeue,
ef uheperitipal battkbititEurope. Itteitthe iesttutite....eietuitinug
noites-whicehwereupassedtoly by eidoreenitnteebie~ihigpayebleito
The Bint ef Hamturtg, estabhiehed it 1619ttet.e ebatif huth deyoeit
itd circulationtbueid it fet. eilver biet Thie bitt, Ilike eauey eti it
thut etely titte, bed, it it peinelpal objiti, the poettueion of the peitplu
fritmeieie, -eitted, elippeetiteteplggedtein.i, oreei.tuiftueuteinempire. thiteuiiteitietttttuetuinttnadvle. Theremeey ettereallyedtpite
getittuttorethe-t Vteiitiehuothhreen peraig iie.i~tt.e thetughouti
aesxeted ee-idi ititutene itehepitg the tuettinee iferuetyes.
Int1694 ut the tinti Eglititeit iithblishedt atdtheee.itii.betkinig
ieetittittuetiitthetwirltteqialti ititt u. thieititg.e!-tettfuunhtiottttittgcee
The ititk itt eteit twd uithtriei,edin Itiit Ii iot i fi lei genutt if ite
gitereteent as ie thet itt tigleit. It diut not ctlliet it diibirte the
re. fthie,-eqier bitt it lei.ttt hIt leegely, whle lie. redteule J. titi
tiimeee tiretutttietgtotis ted ithee eteptaieee, bitt hietu the governieittsoeltey thetigh eeteeeetdieeyneete.
origin i tehetutateitet tf it bLekieg itelepely titheet tetier Jtee etch,

itetby theetitteeteef Phititetehte, and a I tee- eebyt, eemweeloam
June 2f, tit the etete yter Ie referencetto thistproipoedefleseelatite W?
yuect eft-eedte, - peecetetee haciee tee. geittntedo the eteek eflgott'
Ate-tee ithPhiledelpbuit. It li8t thetatteeof Massateebetets leeeapseae
the Mteutitittiet Betit. Tie, Bektof Ne,' Ttet tet.ibeitered it Itrqti,
Ititltteugh itihedbeetideleeetteleeetttteee Itt, under eeulettefttso
ciititiodeitetiby AtetititerHetiditeIeiItteeenttt.ieei
rutielg etid h.,e butn eottetiedi hit.etlt...Ihbett. The Bieihofthee
IieitediStat-,eei teg.ituede InIM. Tteeteat.lithe stitek teas tewed by
the Uibhiet Stitue Geteetentue, bet liter ith Giteetmettt Interest Tee dieptsed itt, eid it 1tt43 th, butk felled.
Stutu butte -eeie rtguuiud rtpidly, eait prletite batttg tirte sprang
intoitistelutegant ithbubitielstfhetninglit ssumeditImmensietetyittiitee
ti 1863i, the NATit-L, B-tt SYTietet -ttdtptedt.. I.lfttihi Beuieiel
BeikBureau itf ithu Treteuit eyipatmeutit-t. iegeitluidthe ehiefefleet
lf eehhch it the eitmptrtllueritt the etreetuy. Ii itteeh, left. anti
pttueteeptltiditg fore itt pier ittit thx inntes iuuufetnypeettteriitite
beetleiiutied f eeitiutiin,etndetmakingitnietipltion f etiti..I butk..
A.ethe Nitui..Itbauitbgessemieha.proe. oniteetf thie.t eetittlient enuia.
etfactutemeithtiitt the teteldih.e utte keetet, It wllhi if ititeretti to etiew
thied if thi eupittl etitt it intetuedi It tnitued Sittet itintt, uipone eeitho.4
ciieetlttiuitnteseeiy b isedeittquelittt90pereeut. o etheuparealueti ofthe
betide. Thuet etimtitltg ititi ret reutett e iicte prit the, tyiUtid Sltatee
Ine ell peymietit t-eupi ftc dtttee itmeport., ititerest it ithe ptbit debt
endeeyiredemption iif thetiutttin1 eutteity. The Netioeel beeke tre e
q~treditoteepet erttlieuusere; theytreeatitti edttitutee monetyiatithe
reite flitiereeeteIIieedby thte attei Sti-teht-he.tytit te tisied by itte
it-.eefthteStite,,thetiteete-yichargui7yeer.tit Shteehiitueeee held'
iditiidutitlyiiuble,g teublyan rietubly,iteeilt ebte f thuieet ei to
thee..te~t ufthteemtuittf airgieittck, it ddtti.leto thu emutttu titveeted
thertile The baebe tee riquiteed, bitfoti the tdieelrtltt et. dleideut. eto
eteeyitteuth puityetf thuietetettptuiitu hepreitding halttye.,tei.
surplusefund uteiulutheee mteheuetiititt0tpiereet. efith-euiteiueitt
lottsesn ibud debt.e must bu tiduetet -- fete t pritfitu befitee ety ditliuden
Ittdeclredut Areteiercetey hi appyinltet byithe comupteiller toeloetietp
utiter hit supeetiesion the elffele if tie itUlIii hitk thit.h ihell faill it
keeptgitdlIt.ittfitleeiittieeue tirewhuthemayteheomeeitolveitu. While
thtethtteibe.. nalitiedalbatktfaluret, thuereh..ieterebiete yiitii.to
thbipe-v.eiuhybtuteerituitthe eirciutti Aetuit mutyh hetirght for forfefituretof the ehpter tof it beait if ithe dreeette shell knowtitgly velelte the
ieee itid ii iteh -seeethey etey hi hilt little Inthliret Iitdieltei cepeelity
Thiereuee ethee reeetrithteition.the let-etet tee Cite ttetie, the petiibi.
U.ittgutieiititouuig titeiytiti bteeiteeeefeeir tht teti percentt. f ite
uapitli;terthu holittg feanyreail.tait.uexeptau-,ihee iserequireed for
benittg purpisee, tr thei geattitgiof lute. tipet the teeteity if te, beet
Th.eiitli...lttieietihebeet peet.ieygptelig lets durcing
thi peetite.yeaee, it iti Utited Stutet btitt itetblebi ete quoede ttblgh
eboeeeyueeitth~eete if linterit tttittetitit theeeie bit little pettit tithe
baektei.tl. Allefithe Stete.hvee I.-e eegitiigStttteiuBek etit yeteiting-eiitai re'iitrictit., but it the lI.eetifi tetveitie Stetee tee totelitetI
ttleepietibleitogivueeiigenerltde-riptittttftheematterithtu-euideappyleto
allitheSttete. Thi leewe,iteuetpreiedu o itttieiquire, Stutu a h tito
holdtateritait eseree,utndeuteeguitirtitt~ereel they eteti tilt sttatement
e.tuitttieiricondtion td thgeir ffeireaee iexelted hut. by gietel, Stitti
tet1celei t ifequtetit initeils. Thei ltees of itl the Stiltes itee rettited it
high degreut if puerfectitt It the etehitd tif re~gelteitg eud oersceeing Setate
baeebe ted the aleeost uttvertte utitittet etd reliabillty eef thee, tettitititte refectcrtedit upon the lates unerdt which theytexist.
CLAIGHOUSE.
HEClearing-House It itte pitt, eeheee the exchatget if the banuks are
etude tue eli the priteipal eltlee of the teited. The ileaietg-hitseetyt
tee eeee feeti estteittihed ini Lottdot it it thi hegittleeg of the present
ctuyItitete frteuinttittute Ii~te tthieio-tryby thehbetktuf theecity
ef Neeeitet itgietlI-gtt- essoiita tio, uttdierthitetul. ofthetuew Tick
Clettitig Houe,, tehitit.teuuuuied ipcratlit...Oct. ii, 18i At thatuutume It
cutituttted ofifty-twoubuke, but fietuf thuemterte eticlosed btecauseeof
theirtinablity titesett Its p leitt.ileucitig Hitite, have eiuit beet
tetabitehed It tuttly all ti the petteipal eitiee if ithe cotinent.
In ii lte ebatkbeteiete liege eeei..titti f billf tut detcheck.etitithue
bank,t. tithat at thue ltie of etet dty'seboiniesever~yhbankhas, tin ts
drteete,tv~iteit ti-t thee du. lIt ey thic butte. Itt it It likie -uort,
it-ifl thetdebitertuedthertbeet, which itveedteleg the dee etegleed litsbIlis
itid eheeke teetet up.t It. Prior ito the esteblishmentt if the clearitnghouiet itewas ticuetieytforitach bitt, everyeumoling, ito make tip its
tie... t teihiveryiothierbeikee.ditotenditspeeiter regii topreseetithe
bilitietd eteteee —e,,,etdit the debithuinkteoutyiteetet The belteeee
uthiejuted by payentsti.i gitlt, -hith btecaet et lehbrieoee duigeetee,.
etid eioepleeated, thet the baleitee weve teuttle tnly teekly insttead of
dully-i yian thut eu.Ieiti It grtet yie, ted tell. Thie wasit bviateeld by
thuteteteuen-hiite sysitee, ethrogi etebtOt settemeit. treea -1ae
tiitlu aid~qtitttlyief-tttdtteulin NoteXoet thel teuieatilitt It otetsltglv~
settlud iti thiepaee tef ti htitt. Betidet eutitig e teet tettitt ti with.
bookttkeepingeand euie, tieabiid thei htiktbyeueuitd tidt i trtegthuet
ieabu thierinttime. iteiglitemeititid itiecitie eeiie
The folltitetg i.tuhf metu er. hieh thi etttlueiett tee matdle Inhbou
-ait -4i.tuteighue f -thie etrity: Thealaatittgroom is petieete
hitt. -iepeetdeuc eeulgt the teutedtdfeitt e, byac
thet hit butt bee peteled durtieg he dey preveuoie Neueithe ither benh.
-titd tutu uittchaigut,-'it ihititte ettutsoted fircitean tuted pleced
ii etttee Pt th otstiidi o eattiht euvtIopi eA.tip tit -hieb.-elisted
the tetittttitfethitei aioue iteei eeitieh it!tonetful. Tiet-euiute~g- teetit
teireplitee it it the, eutsietthe cite tfdtahtoteah -pet~ite the dettikt
stgned tohit.hitik, whitle it ett-i dutu it it cerke wte theet otilueitg
the itteitf ill the betibi it thu e-etiedee eetheudetkt, with the eggree
gete mtittitt which hii betibe metseueger hce Ageteeet eaeb hiti Just
preevlioustitthe hou ixeeted o makinigthue exhuitgi thieeiiuee taestehi.
poeitittuitd callithithutte te oder. Atte itultihe hitell In tit. etei
ip. intaitiiig thuehibe, tew., tee thu butt upresetted it that diet ito
te lerke eetithiidekttitgethiter ithbepinteThelus fte beueuieiutbi.elge
e.Id eetiteit it ti itt -eteeeg-t, eeho letediatiiy eeeeee tee tit the teet
debk;thie. tothetnuit,etteeeeoneuntil hteeee madeitcopleiteeercitt
itti hit eguiu rieehedtuhudest it tie tee, beet-the tluetteg leit. All
thuttteit-t.etguttetitiutgliu hieeemtettittee;eeeahetietetgeehase,by
this euiuut, ieelied —iey binkittteiitered tee.hetuerything hit beth
buttfo tietl, tebiiyT eeeipt tirethetitete; aidttethbeieei tiuee etehitbauk
hutyurecite 1 thu te eithagee thut epeey ether bittha tegelietit. Thie
opteetit..t...ituhpe grttet cletring hette utly e tetiet ieee ten ito
Th.ieuebiei the beike btoikeiwititceth-tiiuitbuiutee frtteyeeelte
it, asth the heak medei utitly etee fete. thu ee tp.ti thiti itwnt setets thee
aggeegete itetnti iertm ueih benk, utd etue ttuputiec betweenh the iotil
aetuuut brighthby thuet, jehe~t ontce etee thettlitteiduetoiterifrom
itheiteluaighiuteet euthtbitit.
lehe e. epuredit uthie butte, itelf the beitneu to peltid toerdrawn
from itt elet-teg hitee thes at eonee seetqili She acuntst betweten theb
-beebe itee e~ euteittne. tem laid ttece
ieretariueee, etie.

linei iteecuhiug it Ati it teettite. he the pete tell, by Gee. A. tithe & Cut., lee te, tifite ti thee Llbyeylee ef Cuiegetee, it Wittilittueti, D.C.

Q

jjn*d according to Act of 6ongrow la the your 1905, by Gwo. A. 00xz & Co, In the 015ce of the Iibrarl.u of Congress. at Washingtcft. D6 CL