[3]   Lincoln very probably is referring to a local issue, but no contemporary speeches on the subject have been located. However, it may be noted that the relationship between debtors and creditors was an issue of some contemporary importance, and that President Jackson's Message to Congress of December 30, 1831, had attacked the cruelty and avarice of creditors in general and had recommended the abolition of laws effecting imprisonment for debt. The latter part of Lincoln's paragraph on usury suggests sarcastic humor leveled at local circumstances which are now lost in obscurity.

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